Fast Track to Home Ownership

Save Big. Win Bigger — with VMBS

Launch: End of October 2025 • Run: Nov 2025 – Oct 2026 • Grand Draw: Nov/Dec 2026

Every J$15K “hand” = 1 entry

Your fast-track to Homeownership

Think of it like a savings partner: you “throw a hand” each month — J$15,000 — and VMBS stands as your partner on the journey. Each hand adds an entry toward a free home in a sought-after gated community while earning interest!

🏠 Grand Prize

FREE HOME

2-Bedroom House in Phoenix Park Village II

💰 Second Prize

$1,000,000

Toward Your Mortgage Deposit

🎯 Third Prize

$500,000

Toward Closing Costs

Win small or win BIG!

Why “Throw a Hand” Works (Rationale)

🤝

Familiar Behaviour
Colloquial “savings partner” framing makes J$15K/month feel natural.

🧠

Simple Mental Model
Each “hand” = 1 entry. More hands → more chances.

12

12-Month Buzz
Aspirational house prize sustains interest through Christmas, Easter & other promo seasons.

🏠

Big Dream, not easily attainable — required to cut through competing seasonal spends and keep momentum all year.

🎁

Supporting prizes — J$1M & J$500K keep goals tangible; gift vouchers (e.g., Courts) for periodic spikes & press.

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PR hooks all year — Double-Entry December, Easter push, co-promos with partners to refresh the story.

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Easy Relevant Content — Current & prospective homeowners follow the journey and the winners’ story.

How It Works

1

Open iSave for Home
Window: Oct 25 – Nov 30, 2025

2

Throw a Hand Monthly
Save ≥ J$15,000 every month (Nov 2025 – Oct 2026). No withdrawals.

3

More Hands, More Chances
Each extra J$15,000 “hand” per month = +1 entry. (e.g., J$45,000 → 3 entries/mo)

4

Grand Draw
Nov/Dec 2026

J$ 15K

Minimum Monthly “Hand”

12

Months of Consistency

Huge possibilities

More hands → more entries

Fast Track Map — Your 12-Month Journey

Months 1–2: Foundation

Know your NHT Points, set deposit goal, turn on auto-save.

Month 3: Budget Tune-Up

Redirect spend to your “hand”; entries start compounding.

Month 4: Property Filters

Price band, parish, lot size — shortlist smart.

Months 5–6: Pros Onboard

Valuer, attorney, docs checklist (VMBS + NHT).

Months 7–8: Agreements

Sales agreement essentials & hidden costs.

Months 9–10: Ready the Move

Insurance, utilities, moving budget & checklist.

Months 11–12: Launch Pad

Pre-qual, entries tally, Grand Draw prep.

Path is illustrative; real steps adapt to your pace.

Campaign Champions & Priority Segments

Government Workers

Stable tenure; primary & secondary property goals

Educators & Healthcare

Teachers, nurses — strong NHT alignment

Security & Essential Services

JDF/JCF & first responders

Who We’re Fast-Tracking

Grand Prize: Phoenix Park Village II (Gore Homes)

Brand-new gated community in Greater Portmore, St. Catherine — easy commute to Kingston.

Phoenix Park Village II — front right view

Home: 710 sq. ft., 2 bed, 1 bath, detached • Built 2023–2024

Construction: Solid concrete structure & roof • Ceramic tiles

Lot: Min. 2,500 sq. ft. • Expansion to the rear

Community: 3,000+ homes across 9 phases (1–4 sold out; more to come)

Features: Solid-surface counters • Grade-A fixtures • Solar water heater • Alarm

Parking: Stone driveway • Single-family community

On Top of Winning the House — Costs You Avoid

Illustrative Jamaica-typical ranges; VMBS/Gore specifics will confirm final values.

🏦

Deposit
Typically 5–10% — covered by winning

⚖️

Attorney Fees
Sale & purchase agreement work

📜

Stamp Duty & Transfers
Gov’t fees on conveyance

📐

Valuation & Survey
Professional reports

🔑

Closing Costs
Bank & registration charges

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Fit-Out Cushion
Keep your early setup savings

Your Brawta = You keep your 12 months of savings + interest

…and skip a large chunk of the typical buyer costs above.

Let’s Launch This Campaign

Measuring Success

0

New iSave Accounts

J$ 0

Total Funds Mobilized

0%

New-to-VMBS Customers

Ready to Fast Track Jamaica’s Homeowners?

Throw your hand each month. Save Big. Win Bigger — with VMBS.

Let’s Launch This Campaign